All of our plans are compliant with the Affordable Care Act (ACA). Visit our Health Insurance Benefit Summary for details and pricing.
We offer two (2) traditional types of healthcare insurance through Anthem, one of the largest and most recognized healthcare companies in the United States. We offer the traditional PPO plan and the High Deductible Plan (HDP) that offers the Health Savings Account (HSA) option.
This is a voluntary plan through Anthem where employees can choose to see any dentist. One hundred percent (100%) of the usual and customary cost is covered for preventative procedures, 80% for restorative procedures, and 50% for major procedures.
This voluntary plan through Anthem includes savings on vision exams, frames, lenses, and contact lenses. A laser vision correction benefit is also included.
401(k) Savings Plan
All eligible employees, 21 years and older, have the option to join our 401(k) Savings Plan at the end of six months of employment. You have the option to elect either a traditional 401(k) that is pre-taxed or a Roth 401(k) that is post-tax. Employees can contribute up to 90% of your weekly gross pay up to the IRS maximum. You may roll over previous employer’s 401(k) money into Top Echelon Contracting’s 401(k) immediately. Please refer to Empower for additional plan details.
A health savings account (HSA) is a great resource that enables employees to save money by putting tax free dollars away for current and future medical expenses. Our HSA is administered by Health Equity who provides 24/7 customer support and an online portal. Employees who elect will receive a debit card in the mail, and can immediately begin using it. (Note: Employees are eligible to contribute to a HSA only if they participate in a High Deductible Healthcare Plan).
Disclaimer: Benefits are subject to change based on Top Echelon Contracting’s vendors, suppliers, and company requirements.